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Rhoda Adeola remembers the first time she earned in euros: €500 as a contract hire for a Dutch company from her home in Nigeria in 2021. “I remember paying my [church offerings] in dollars even when I was earning in naira,” she said. “I’d take ₦10,000, exchange it for a few dollars, and give that

After years of stop-start regulation, Nigeria has made its intention clear that it is ready to bring its crypto sector, which has notoriously operated in a Wild West market, under its watchful eye. Obinna Iwuno, president of the Stakeholders in Blockchain Technology Association of Nigeria (SIBAN), an advocacy group, echoed this sentiment during a fireside

With the Flutterwave cross-border expansion as a case study, Mayokun Owolabi, Head of Global Expansions and Payments Partnerships at Flutterwave, highlighted the need for builders to understand consumers in the market they are building for, especially, when they are building across markets. In her panel session with Alex Onukwue, Nigeria Correspondent, Semafor, Owolabi said that

Crop2Cash began with an ambitious goal: to end hunger by helping smallholder farmers access loans. But the journey from that goal to a functional business was much harder than its founders thought. They built the wrong products, lost almost everything during the COVID-19 pandemic, and had to slowly earn the trust of their target audience:

38% of Nigeria’s SMEs make less than ₦10,000 ($6.78) in daily profit, according to Moniepoint’s 2025 Informal Economy Report, suggesting that small businesses—critical engine of the country’s economy—remain stuck in survival mode rather than scaling toward growth. The study, which leveraged Moniepoint’s data of 5 million businesses and physically surveyed small business owners across the

Despite years of fintech expansion, internet banking growth, and mobile banking, Nigeria’s informal economy still operates primarily on cash. Only one in four informal businesses reports that digital payments account for at least 10% of their total revenue, according to Moniepoint’s 2025 Informal Economy Report. The figure reveals the reality of the country’s payment boom

Plus: ICE is expanding its network of surveillance technologies This is today's edition of The...

In Africa,  financial systems are changing fast.  Systems built on blockchain technology (decentralised finance), like stablecoins and crypto tokens, give people new ways to send and receive money, trade across borders, and access financial services without going through banks. At Moonshot by TechCabal on Thursday, October 16, panellists on a session on payments, and the

Gen Z entrepreneurs are building the financial infrastructure their generation needs. According to Victor Alade, co-founder and CEO of Raenest, a cross-border payment platform, Gen Z is a pragmatic generation that knows what they want and go after it. “They grew up with technology. They need things to move as fast as possible,” Alade said