Both business and personal loans can fund your financial needs, but they differ in cost, paperwork, and risk. Choosing the right one depends on how you’ll use the money and how you want to protect your finances. Business loans are often structured to support income-generating activities, helping companies purchase inventory, equipment, or vehicles. In contrast

Securing a business loan can unlock growth, but many applications fail for the same avoidable reasons.  A strong loan request reads like a mini business plan: it shows clean numbers, a precise use of funds, credible assumptions, and a repayment path that survives a bad month. If you can tell that story with supporting documents

Nigeria’s headline inflation now stands at 18.02%. That is still high, but it marks a meaningful improvement from the 30%+ prints many households and small businesses battled earlier in the year.  Lower inflation may ease pressure on prices and gradually influence lending conditions. Still, borrowing only makes sense when the asset you’re financing earns more

A car can be a productivity tool. It helps salespeople reach clients faster, logistics teams expand routes, parents manage school runs, and founders keep commitments across Lagos traffic and interstate trips.  But the wrong financing can turn that same asset into a monthly cash-flow trap. Between rising prices, volatile FX, and complex fees, the smartest

Starting an online business in Nigeria is exciting, but success comes from clear thinking and steady work, not luck.  The first decision is your niche. Choose a space you care about and understand. Passion helps you stay consistent, but passion alone is not enough.  Your niche must also solve a real problem for real people.

PREAMBLE The journey to the recovery of hidden, lost or stolen assets is arduous, often crossing multiple jurisdictions and involving complex financial schemes, designed to obscure the paper trail. At the heart of any successful asset recovery case lies a critical phase: “the meticulous process of securing evidence and tracing the illicit funds”. This phase

The voice on the phone on that fateful morning still haunts you to this day. You were enjoying a languid start to your day, having recently retired from the civil service. From habit, you picked up the call on the first ring. ‘Good morning,’ the voice said, brusquely. ‘Is that the PermSec? This is Dr

It wasn’t her words that changed the room; it was her presence. The team at the marketing firm had been paralysed for weeks by uncertainty over a failed campaign. The moment their new director walked in, she didn’t offer immediate solutions. She listened, smiled, and calmly said, “Let’s learn from this.” The tension visibly dropped.

The phone was cracking, but I heard him for the first time. “Aunty, did you hear me?” “Yes, I did,” I said, tired from explaining this one thing to two hundred and forty persons. “Do your work? I would say, just give it your best.” But today, for a lot of people residing in Nigeria

The diplomatic confrontation between Nigeria and the United States over the Trump administration’s recent “Country of Particular Concern” (CPC) designation represents far more than a clash of perspectives on human rights. It exposes, in stark relief, two interlocking failures: Washington’s dangerous impulse to externalise its domestic politics and Abuja’s persistent incapacity to address its own

Liverpool look like they made a massive mistake in this summer’s transfer window when they decided to let Luis Diaz join Bayern Munich whilst spending huge sums on rebuilding their attack. The Reds were superb as they won the Premier League title last season, with Diaz playing a key part as he scored 13 league

Paleontologists from the Institute of Paleobiology at the Polish Academy of Sciences and the Universitat Autònoma de Barcelona have described a new species of the tortoise genus Manouria based on the fossilized remains found in the Czech Republic. Manouria morla lived in the swamps of what is now the Czech Republic during the Early Miocene