Digital expertise has opened the door for anybody in Nigeria to begin rising their cash by means of the inventory market. 

You not want deep pockets or a Wall Road background, only a smartphone and an web connection. 

In 2025, these 5 platforms stand out for making it easy and secure to purchase shares in Nigerian and worldwide firms, even in the event you’re simply starting or choose low-effort investing.

Listed below are the highest 5 inventory investing apps in Nigeria for 2025

1. Trove

Trove stands out for providing a simple method to purchase shares each domestically and overseas. By way of Trove, you may choose up shares on the Nigerian Alternate (NGX) or spend money on massive names on U.S. exchanges like Apple, Amazon, or Tesla. You don’t have to purchase a full share. Trove’s “fractional shares” characteristic helps you to begin with as little as ₦1,000.

Key Perks:

Twin Market Entry: Put money into Nigerian firms and U.S. giants all from one app.

Low Minimums: You may start constructing a portfolio even in the event you solely have a small sum.

Consumer-Pleasant Design: The app’s clear structure, real-time charts, and fast tutorials assist novices really feel comfy.

Regulated: Authorized by Nigeria’s Securities and Alternate Fee (SEC), providing you with additional peace of thoughts.

How Charges Work:

No Fee on U.S. Shares: There’s no shopping for or promoting fee on U.S. equities, ETFs, or ADRs.

Month-to-month Subscriptions:

Customary Plan ($3/month): Entry core options.

Plus Plan ($5/month): Consists of day by day market insights, analyst stories, and deeper analysis instruments.

Native Transaction Prices: Buying and selling on NGX could carry small charges on high of your subscription.

2. Chaka

As the primary homegrown platform to earn an SEC license, Chaka offers Nigerians entry to a variety of shares and exchange-traded funds on each Nigerian and worldwide markets. Its sturdy concentrate on safety and clear payment construction makes it a high choose if you need a simple, compliant investing setting.

Key Perks:

Absolutely Licensed: Chaka’s SEC approval means it meets strict regulatory requirements.

Broad Inventory Choice: Commerce a whole bunch of NGX-listed equities in addition to U.S. shares and ETFs.

SmartInvest” Portfolios: A characteristic that routinely allocates your funds into preset dollar-based funding plans based mostly in your danger consolation.

Clear Charges: You realize precisely what you’ll pay earlier than every commerce.

How Charges Work:

Flat Charge for Small Trades: $2 per transaction beneath $200.

Tiered Share Charges:

• 1% of commerce worth for $200–$1,000 orders.
• 0.85% for $1,000–$10,000.
• 0.75% for $10,000–$50,000.

Extra Market Fees: U.S. regulatory and change charges additionally apply when buying and selling overseas.

3. Bamboo

If you wish to maintain a portfolio in U.S. {dollars} and spend money on main American firms, Bamboo is the go-to possibility. Lately, it added some Nigerian shares to its lineup, making it a handy one-stop store for home and worldwide shares.

Key Perks:

U.S. Focus: Purchase fractional shares in Apple, Microsoft, and different high U.S. firms with as little as $20.

Easy Interface: The app’s design retains navigation intuitive whereas sustaining excessive safety requirements.

Regulated Partnerships: Works with a licensed U.S. dealer and follows Nigerian monetary pointers.

Naira-to-Greenback Comfort: Constructed-in forex conversion ensures you may transfer funds between Naira and {dollars} with out juggling a number of accounts.

How Charges Work:

1.5% Commerce Fee: A payment on each U.S. inventory transaction, with a minimal cost of $1 if the calculated payment falls beneath that.

No Holding Charges: You gained’t be charged for merely conserving shares or money in your Bamboo account.

FX Unfold: Changing Naira to {dollars} carries a typical unfold of 0.50%–0.80%.

4. Risevest

Moderately than selecting particular person shares, Risevest offers you professionally managed portfolios made up of U.S. equities, actual property tasks, and bonds. It’s designed for individuals who choose a set-it-and-forget-it strategy—simply select a portfolio, deposit cash, and let consultants deal with the remainder.

Key Perks:

Pre-Constructed Portfolios: Mixes of U.S. shares, actual property ventures, and fixed-income choices tailor-made to totally different danger ranges.

Greenback-Based mostly Holdings: Protects in opposition to Naira volatility, with all investments denominated in U.S. {dollars}.

Automated Contributions: Schedule common deposits so your cash flows into the portfolio in accordance with your plan.

Protected U.S. Belongings: Investments held in U.S. accounts take pleasure in SIPC insurance coverage protection.

How Charges Work:

Tiered Buying and selling Charges:

• 1.5% on investments as much as $200.
• 1% on $200–$1,000.
• 0.85% on $1,000–$10,000.
• 0.75% on $10,000–$50,000.

Administration Charge: Sometimes between 0.5% and 1% of returns, relying in your portfolio’s measurement and efficiency.

5. Afrinvest

With a long time of expertise in Nigeria’s capital markets, Afrinvest’s platform is ideal if you wish to dive deep into native shares, bonds, and authorities securities. Although it doesn’t have as many worldwide choices as different apps, its analysis instruments and market insights provide you with a stable basis for investments targeted on Nigerian property.

Key Perks:

Native Market Experience: Direct entry to NGX equities, treasury payments, and different government-backed devices.

Complete Analysis: Entry to detailed monetary stories, firm analyses, and financial forecasts.

Trusted Model: Many years-old presence in Nigeria’s monetary sector, regulated by the SEC.

Superior Instruments: Customizable charts, elementary information, and knowledgeable commentary—perfect for buyers past the newbie stage.

How Charges Work:

1.5% Charge on U.S. Trades: When utilizing their companion to purchase or promote U.S. shares.

FX Unfold: Changing Naira to {dollars} entails a typical unfold of 0.50%–0.80%.